Neighborhood Assistance Programs

Home-Buyer Assistance

The City of Dayton Down Payment Assistance Program provides qualifying individuals and families with up to 10% of the purchase price of a home purchased in the city of Day­ton.

To qualify, home buyers must:
Five Oaks
  • Have a total household income less than 80% of area median income
  • Buy a home in the city of Dayton
  • Buy a house with a maximum pre-existing home value of $105,000 or new construction home value of $195,000.
  • Contribute a minimum of $500 of your own funds to close
  • Provide a completed application and all required documents as outlined in the program guidelines
  • Agree to live in the property as a primary residence for at least five years
  • Complete a home buyer class and meet with a home ownership advisor at the Home Ownership Center of Greater Dayton
Additional restrictions apply. Funds are limited and are available on a first-come, first-served basis. For more information about the Down Payment Assistance Program, contact the Home Ownership Center of Greater Dayton at 937-853-1600 or by visiting online.

Small Business Support

Contact the Department of Economic Development at 937-937-333-3634 for information on City of Dayton business resources.

Small businesses in Dayton may be eligible to take advantage of revolving loan funds for financing needs. Using the Microloan Program, qualifying companies can borrow up to $50,000 at competitive fixed rates. Through the City Wide Direct Loan Program, financing of up to $200,000 with affordable fixed rates is available for building or equipment purchases and as a source of permanent growth capital. Contact City Wide Development Corporation Loan Officer William Smith at 937-853-2569 or by email.